Toughest and Funniest Riddles of the World | Puzzles - Part 6

Q 1. Finished Files are the result of years of scientific study combined with the experience of years. How many 'F' are present in the sentence ?

A. There are six 'F' in this sentence. Are you astonished? Read the sentence again and this time, count them on your fingers carefully.

Q 2. In a hotel, a man was sleeping when he heard a knock on the door. He shifted the blanket and stepped down from the bed. He waked to the door and opened it to find a stranger standing outside. Upon opening the gate, that stranger said, "Pardon me, I must have made a mistake. I thought this was my room." The stranger then walked the corridor and climbed down the stairs. The man closed the door and immediately called the security. He asked them to arrest that stranger immediately. Why did he asked them to arrest that stranger? What made him suspicious?

A. The stranger said that he thought the room was his. If so, he must have had the keys to the room and thus he must not have knocked.

Q 3. Two world's famous prisoners 'Colditz' and 'Pascal' are locked in a cell. They plan to escape from the cell. They noticed there is an open window at 40 feet above the ground level. Both of them tried very hard but are never able to reach there. Then both of them decided to plan to escape by a tunnel and they start digging out. After digging for just 5 days, Colditz and Pascal comes out with the much more easier plan than tunneling and they escaped. what was the plan ?

A. They use the bricks and dirt from the tunnel to stand on it.

Q 4. Using eight eights and addition only, can you make 1000 ? 

A. 888 + 88 + 8 + 8 + 8 = 1000.

Q 5. Removing one from eleven makes it ten and removing one from nine makes it ten. Is it even possible?

A. Yes it is possible in Roman Numerals. In Roman Numerals,
9 = IX
10 = X
11 = XI

Thus by removing one from 9, you are getting 10 and by removing one from 11, you are getting 10 again.

Q 6. Find smallest number that you can write using all the vowels(A,E,O,I,U) exactly once ?

A. fIvE thOUsAnd (5000)

Q 7. Stephen died of heart attack. His soul was received in heaven. He was astonished to find himself as young as he had been in his young adult age. He looked around and there were thousands of young and naked people. His eyes searched to find someone familiar and suddenly he noticed Adam and Eve. How did Stephen recognize them?

A: Adam and Eve were the only people without navel. As they were not born out of a mother, they never had umbilical cords and thus never had navels.

Q 8. A newspaper is supposed to have 60 pages.Pages 14 and 21 are missing from the newspaper. Can you tell me , Which other pages won't be there as well ? 

A: Pages 19, 20, 23, 37, 38, & 42 will also be missing.

Q 9. A petri dish kept in a lab has a colony of healthy bacteria. Every bacterium divides itself into two in exactly two minutes. Now the colony started with a single cell at 2 pm. If the petri dish was exactly half full of bacteria at 3 pm, when will the dish become full of bacteria?

A: Since every bacterium divides into two in two minutes and we know the fact that the dish was half filled with bacteria at 3 pm, after exactly 2 minutes, all will divide into two and will fill the petri dish. Thus, the petri dish will become full at 3:02 pm.

Q 10. A terrorist hijacks a plane with 10 passengers and there is lots of gold in the plane. After talking the gold , he asked the government officials for 11 parachutes. He killed all the passenger so that no one can identify him , take one parachute and jumps off. Was he stupid to ask for 11 parachutes if he need only one ?

A. He was genius. Officials must have thought he was jumping with a hostage, they would never risk giving him a faulty parachute.

Q 11. Two companions Terry and Garry were talking about their families. Terry told some great stories about his courageous grandfather who fought for Britain in "World War I". Terry told that his grandfather is so brave that he was awarded a bravery honour medal with words "For our Courageous Soldiers In World War I" embedded into it. Garry Knows that his friend is lying ? How ?

A. "World War I" was named so after "World War II"

Q 12. You have to place all the digits from 1 to 9 without repeating any number in a tic tac toe board. The condition is that the numbers should add up to 15 whether you add the numbers in each row, column or diagonally. Can you do it?

A. 4 | 3 | 8
     9 | 5 | 1
     2 | 7 | 6

Q 13. An old priest fell on a bottom of the well of a church.
The well is 20 inches deep. At day time, the old priest climbs 5-inches but when at dark he slip back 4 inches. In how many days priest will come out of the well ?

A. 16-days. In 15-days, he will climb 15-inch and when he climbs 5 inch more, he will be out of the well.

Q 14. You are given four different jars of 2 liters, 4 liters, 6 liters and 8 liters respectively with an unlimited water supply. Then you are asked to measure exactly 5 liters of water using them. How will you do it?

A. If we have to measure precisely, it is impossible. Because we are asked to measure odd number of liters whereas all the jars we have can contain only even liters of water.

Q 15. Aliya Bhatt socks rack has 11 pink socks, 12 red socks , 13 orange socks, and 14 white socks,15 brown socks. How many socks would she have to pull out in the dark to be sure she got a matching pair ?

A. Six. There are only five colors, so six socks guarantee that two will be the same color.

Q 16. Who am I?

A. A Question

Q 17.Shikhar Dhawan and Virat Kohli were batting on 94. Seven runs were required to win by the team and only three balls were left. At the end, both of them secured a century without being out. How can this be feasible?

A: Shikhar hit a sixer and then got retired hurt.
New batsman came but he got run out after he and Kohli had crossed halfway.
On the next ball, Kohli scored a six and was not out at 100.

Q 18. Six identical glasses are in a row. The first three glasses are filled with juice, and the last three glasses are empty. By moving only one glass, can you arrange them so that the full and the empty glasses are alternate?

A: Move and then pour all juice from second glass to fifth glass.

Q 19. The father of a driver's son is sitting with the son of the driver without the driver actually being in the car. What sorcery is this?

A: The driver is actually the wife and mother.

Q 20. Peeta asks Katniss, 'It is 9 pm as per my watch right now.Do you know what will be the time 23, 999, 997 hours later?' Katniss knows the answer. Do you ?

A. 6pm. As the time after 24, 000, 000 hours will be the same as it is now. We want the time 3 hours before that and thus you can deduct three hours from 9 pm. So the time will be 6 pm.

 

For Part - 5 of this series :

Toughest Interview Questions | Puzzles and Riddles - Part 5

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[PDF] 50 Basic Health and Kitchen Tips - Part 2

Today, we are back with more kitchen tips : part 2. Click here for Part 1. Sometimes, we are not aware of very small things around us, can serve us in a better and cheap way. You know all of those helpful kitchen-related suggestions that old-timers are so willing to share with the younger generations ? These little tips and tricks might be called kitchen hacks these days, but they are still the same good old nuggets of wisdom that they always were. Some of these gems have been around for several lifetimes - and according to most grandmas, they really work. Check out this exhaustive list of tips.

1. To remove smell of spices from mixer grinder, put small quantity of wheat flour in it and run it empty for 5 minutes.
2. To increase the life of toasters, remove pieces of bread etc. that gets stuck in toaster. Remove the bottom tray from toaster and clean it properly.
3. Apply mixture of equal amount of honey and cardamom powder [Elaichi], to skin infections and rashes. It gives instant relief.
4. For stomach pain, take small amount of Cumin [Jeera], fry it properly, now add 4 cups of water and keep it boiling till half of the stuff remain behind. Now drink this juice.
5. To remove dark circles from face, crush some leaves of Mahogany [Neem]. Apply this paste on face overnight and wash face in morning with cold water. Results are visible in a week's time.
6. To clean the glass windows, make a mixture of 1/4th part of alcohol in 1/3rd part of vinegar [Sirka] in cup.
7. To remove bad smell from thermos flask, put warm water in it and add 3 teaspoonful of vinegar in it. Keep it for some time and then wash it with cold water.
8. Got dark oil spots on tie ? Sprinkle talcum powder on it and brush it off after few hours. Powder tends to absorb oil easily.
9. To clean up steel utensils, use mixture of vinegar and onion juice.
10. If you are cooking vegetable in microwave, try cutting the vegetable into same size pieces; as uneven sized pieces tend to cook unevenly, viz. small pieces get burnt and large pieces remain uncooked.
11. To clean the burner of a gas stove, keep the burner in ammonia mixed water for atleast 20 minutes. Afterwards wash it off with normal water.
12. If you are a chain-smoker and looking for quitting the habit of smoking, then keep small pieces of cinnamon [Dal-cheeni] tree in pockets, whenever you feels like smoking. Chew a piece of cinnamon slowly.
13. Strip off the skin of handful of almonds [Badam], grind it in mixer. Now add 50-60ml of milk in it and keep it in a bottle. Apply it on skin 3 times a day to remove dark spots.
14. Cut small chunks of Bitter-gourd [Karela] and apply it on pimples. It tends to sooth skin immediately.
15. Use clove [Laung] oil as mosquito killer. Take one part of clove oil and ten parts of water in spray bottle. Use this spray every 2-3 hours.
16. Scroll off the cucumber [Kheera] in a wet towel before keeping it in a fridge. It remains fresh for long time.
17. Feeling like a headache ? Drink cumin [Jeera] mixed tea cor relief.
18. To remove all types of make-ups from face, use baby oil or any oil base cream. It works fine on face.
19. Always apply perfume on plus points of body i.e. on pulse areas viz. wrists of hand, backside of ears, amidst of neck, in both elbows; effect of perfume remains for more time on body.
20. To  burn off fat from your body, use more and more vitamin C rich products.
21. To clean up the mixer blender, put hot water in container mixed with liquid detergent. Now blend it for 30 seconds ans see the results.
22. To wash up the oil marks from floor, use utensils detergent. Mix detergent in hot water and put it on spots and afterwards wash it with normal hot water.
23. In glass flower pots, put some water and add pinch of bleaching powder in it, pot flower will shine in few minutes.
24. Before applying hair dye, must apply petroleum jelly on forehead, in order to protect it from black spots of dye.
25. If your pet dog is habitual of taking bites on household furniture, use eucalyptus [Nilgiri] or Clove [Laung] oil on  that part of furniture. It will help you surely.
    
     

1. Sometimes water leakage from taps in bathroom tends to leave brown spots on tiles. To get rid of this, use mixture of salt and vinegar on it. Use same trick to remove whiteness from  rubber bucket, mug etc.
2. While cooking rice, put few drops of lemon juice in it, it will give pure white coloration to rice. Put a teaspoon of ghee or oil, it will prevent sticking of rice.
3. Use empty chocolate box, to keep your ear-rings in good shape.
4. Keep onions stored in dry and dark place, it will increase their life. Humidity is not good for onions.
5. Never throw out, used up tea leaves, instead wait for them to get dried at one place. Now, burn them, it will act as mosquito repellent.
6. Boil 10 neem leaves with dried peels of orange in water. Now make a paste of it, with honey, curd, and soya milk. Apply this paste 3 times a week on face. It will kill pimples, whiteheads, blackheads and diminish pores on face too.
7. To remove wine or coffee spots from teeth, use mixture of baking soda and strawberry.
8. Never ever use mobile phone near microwave, the waves from mobile interfere with waves from magnetron, it may prove disastrous.
9. To make tomato ketch-up more tastier add 1 teaspoon mint juice in it.
10. After peeling of potatoes, they tends to turn blackish, to prevent the change of colour, soak them in water mixed with vinegar or lemon juice.
11. Have itching in head ? Use papaya pack or fenugreek seeds pack. Take carrot and spinach in your diet more and more.
12. If you have curly hair, never use hair dye on it. You will end up loosing your curls, instead use a Fuller's earth [Multani mitti].
13. If possible, drink carrot juice 20 minutes before lunch, it is a great appetizer and very helpful in keeping digestive system in proper shape. [appetizer : a small dish of food or a drink taken before a meal or the main course of a meal to stimulate one's appetite]
14. If you want to get rid of oily skin, put few drops of cucumber [Kheera] in lemon juice. Keep it for 15 minutes, then wash it with cold water. You will get the desired results within a week.
15. For oily skin, you can also apply mixture of rose-water, lemon juice and Gram flour, also known as garbanzo bean flour, chickpea flour [Besan]. Wash it on getting dried.
16. Women with thick lips should avoid applying lip gloss, otherwise it will add to the thickness of lips.
17. In order to lighten the shade of dark colour lipsticks, pink or peach shades can be used.
18. To get relief from jaundice [Peelia], drink spinach leave juice mixed with small amount of sugar in it.
19. Bacteria present in milk curd is helpful in fighting jaundice.
20. Boil down the neem leaves in water, now add honey in it. Apply this paste in hairs, it will reduce dandruff and give silky look to hairs.
21. If you don't have after shave gel, apply aloe-vera gel as an alternative, wash your face after 10-15 minutes.
22. After boiling potatoes, peel them off, now rub that potato skin on your face, it will definitely reduce the pimples.
23. Chew 4-5 leaves of holy basil [Tulsi] everyday in morning and evening, it will counteract against mouth ulcer and also kills bad smell of mouth.
24. To get rid of headache, close down your left nostril by finger and respire with the right one, if feeling tired, change the process between both nostrils.
25. Fed up of loose motion ? try cinnamon [Dal-cheeni], it lowers down the water level in intestines. Take teaspoon of cinnamon powder in a cup of water, boil it and engulf after 10 minutes.

 Download PDF : Click Here

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Toughest Interview Questions | Puzzles and Riddles - Part 5

Q 1. Name the document which solely belongs to you but your signature on it makes the document invalid ! Lets see how many are smart here..

A. Death certificate.

Q 2. A cruel dictator is fond of killing people without any reason. One day he catches a man and tells him that he must make a statement before being killed. If the dictator says that the statement is true, then he will be stabbed to death. If the dictator says that the statement is false, he will be burned alive. What statement should that person make in order to survive?

A. The person should say, "I will be burned alive".

Q 3. A passionate cyclist crosses the border between Spain and France with a small side bag. The officials have investigated him all these months but have found nothing on him. But yet, he is smuggling something. What?

A. Cycle

Q 4. One man was moving to and fro in worry when a bright woman noticed him. On asking he told her that while replacing his tire, he incidentally dropped all the four nuts into a deep drain. She told him what to do and he was then able to drive back successfully till his office. What did she say to him?

A. The woman told him to take out one nut each from the rest of the wheels and use them.

Q 5. I surely can't get any more wetter, no matter how much rain falls on me. What Am I ?

A. I am Water.

Q 6. I am a fruit which often comes in a group of two. Who Am I ?

A. Pear.

Q 7. If you were asked to pick nine toothpicks and make them ten without breaking any of them, how will you do it?

A: Align the toothpicks to form TEN. Use one toothpick for each of the lines.

Q 8. Solve the below number equation maths problem by replacing each letter by different digit. 4 × (O N E) = T E N
Note: No letter can be replaced by number zero.

A: 4 × (182) = 728.

Q 9. what does it means : PROG-WORK-RESS ?

A: Work in Progress.

Q 10. I can die but can't live. Who am i ?

A. I am a battery.

Q 11. Name the fish that cannot swim in water ?

A. Dead Fish.

Q 12. A girl and four guys were traveling along with the holy river. Suddenly it started raining. The guys were drenched in rain till they reached the destination while the girl remained dry. If there was no umbrella or hat used against the rain, how did it happen?

A.The four guys were palanquin bearers carrying the princess in a coffin.

Q 13. The person is leaving hospital after visiting his wife. He gets onto an empty elevator moving down. He presses the button for ground floor. As soon as the elevator stops, he starts crying for his wife is dead. How did he know ?

A. His wife is on a life support system. The elevator has stopped due to the power cut. If there was an emergency backup generator functioning well, the elevator would have also be running. It stopped in between means that the life system support has stopped as well.

Q 14. What is Green but it smells like a blue paint ?

A. A green paint off-course.

Q 15. I have hands but i cannot clap. Who am I ?

A. A clock.

Q 16. Bear Grylls is shooting for an episode in Jungle. There are no source of light present in the Jungle nor does he possess any other artificial source of light. Suddenly he notices a black python crossing his path. How did he manage to see the snake?

A. It's day time.

Q 17. I am a country but I become a part of your body if the last alphabet of my name is removed. Can you name me?

A: China.

Q 18. here is uniqueness between these five names : Nell Edna swati itaws and Ellen.
What uniqueness am i talking about ?

A: Either your read from start or from ends, it will be same.

Q 19. "It" never dries out, even in sunshine. What is "It" ?

A: Sweat.

Q 20. "It" breaks down, if you call its name ?

A. Silence.

For Part - 4 of this series :

World's Hardest Puzzles and Riddles | Amazing English Riddles - Part 4

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World's Hardest Puzzles and Riddles | Amazing English Riddles - Part 4

Q 1. A large truck is crossing a bridge 1 mile long. The bridge can only hold 14000 lbs which is the exact weight of the truck. The truck makes it half way across the bridge and stops. A bird lands on the truck. Does the bridge collapse?

A. No it does not collapse. Because it has driven a half mile – you would subtract the diesel used from the total weight of the truck.

Q 2. Which would you say is heavier, a pound of cotton or a pound of gold?

A. A pound of cotton is heavier than a pound of gold because cotton is weighted by the avoirdupois pound, which consists of 16 ounces, whereas gold, being a precious metal is weighted by the troy pound which consists 12 ounces.

Q 3. You have to use "because" consecutively three times and yet need to make a meaningful English sentence ?

A. In an oxford dictionary where "arcade" comes before "because", because "because" begins with "B".

Q 4. Name a 9 letter word having only one vowel in it.

A. Strengths

Q 5. There are some dead people inside the cabin. The cabin is inside the forest which got completely burnt out. However inside of cabin is fire free. So, how people inside the cabin die ?

A. Smoke inhalation

Q 6. A man collects cigarette stubs and makes one full cigarette with every 8 stubs. If he gets 64 stubs how many full cigarettes can he smoke.

A. 8+1=9

Q 7. Can you tell us who can jump higher than the Mount Everest ?

A: Nobody because Mountain Everest can't jump.

Q 8. Imagine you are alone in a boat in the middle of a river. Suddenly the boat starts to sink. You don’t know swimming and no one is around to help you. How do you get out of the situation?

A: Stop imagining.

Q 9. A mute person goes into a shop and wants to buy a toothbrush. By imitating the action of brushing his teeth he successfully expresses himself to the shopkeeper and the purchase is done. Next, a blind man comes into the shop who wants to buy a pair of sunglasses; how does HE indicate what he wants?

A: He just has to open his mouth and ask… It’s really very simple.

Q 10. Can you tell us an English word which contains of all the five vowels (a, e, i, o, u) ?

A. Unquestionably

Q 11. I know a word which is pronounced incorrectly even by best of scholars. Do you ?

A. Incorrectly.

Q 12. I can be made, cracked, told or even can be played and i bring smile on your face. What am i ?

A. Joke.

Q 13. Albert Einstein was found dead in a deserted place. Nobody has killed him. Einstein did not commit the suicide. I found a bag 10 meters away from Einstein which probably could save his life. What was in the bag ?

A. Parachute

Q 14. Word in English dictionary which has a silent z.

A. Rendezvous.

Q 15. Which month do all soldiers probably hate ?

A. March :p

Q 16. Name the document which solely belongs to you but your signature on it makes the document invalid !

A. Death certificate.

Q 17. Venus Williams was given a cigarette lighter.

A: Because she lost all the matches.

Q 18. Do you know which part of London is also present in France ?

A: The letter 'N'

Q 19. Mary named his first child Jan, second Feb, third March, and fourth April. What is the name of fifth child.

A: What [Look at the question again, there's no question mark]

Q 20. A mathematician was challenged to write nineteen in a manner that if one was taken out of it, it became twenty. He failed to do it. Can you help him?

A. XIX is the answer which refers to nineteen in roman numeric system. On taking out one i.e. I, we will get XX that is equal to twenty.

For Part - 3 of this series :

IAS level One-Liner Questionnaire | Puzzles and Riddles | Part - 3

Job [Top] Interview Questions And Answers [USA] Most Commonly Asked

Competitions for jobs is raising day by day to new levels. This makes really tough for any fresher  to grab the job opportunity. Whether he/she is USA native or any other country's, apart from concerned skills organizations demand better communication skills and personality also. Sometimes though being perfect in skills one misses to express own self correctly.So it is better to practice before moving forward to battle. Here GyanVatika.com enlisting most frequently Asked Questions and Answers for you only :-

Question 1 : "Tell me about yourself."

Answer/Suggestion : Make a brief, arranged summary of your study and professional achievements and career goals. There after, showcase your job specific abilities and the contributions you can make to their organization/firm. Frankly saying this is what they are mainly seeking for, so assure the same and he/she would left with yes only.

Question 2 : "Why do you chose to work here?"

Answer/Suggestion : Body Language is the one of the great factor, you must show and use to express great interest in their organization. As says if you love your job, only then you can optimize your work. I believe you have got my point.

              Okay if you got the point, Be careful that you are not going out of the line. Yes the very thin line in between confidence and over confidence. So you better get to know about company and the industry through your own research and examine how your services can facilitate to the company.

Question 3 :. "Why did you leave your previous job?"

Answer/Suggestion : This question is very frequently asked by the interviewers.Interviewer will always like to know what made you to leave previous job. Honestly answer the question if there was a genuine problem unless and until it doesn't puts a bad impression on the interviewer.It is not common/practical one would left the job without any reason. If you are not able to find any answer, take hint from below ones :-

• Relocated away from job 
• Company went out of business
• Temporary job
• No possibility of growth
• Wanted a job to extend my skills

Question 4 : "What are your best skills?"

Answer/Suggestion : This is the core part of the interview. Here you should emphasize on your skill set in every possible way. It is always good to have something out of the box, So never hesitate to tell any extra ordinary skill you have.

Question 5 : "What is your major weakness?"

Answer/Suggestion : There is nothing fully perfect in nature and I believe it even shouldn't as it will leave no scope for perfection. So it is not bad to have any weakness at all. Though it is a good point from interviewer's view that you know where do you lack, your negative factors and your actions to improvise them.

Some tricky examples:

• You may say I can't see incomplete work on bench.
• I don't get easily satisfied on my work.

           I'm sure now you got to know the theme of questions mostly asked by the interviewers in USA or any such country organizations. These are the fundamental questions which are often asked by the interviewers to identify the resource. For any fresher it is very important to spend few hours of practicing to prepare portfolio on these points.

List of Similar Questions and Answers

* "Do you prefer to work in a team or by yourself ?"
* "What are your career goals?" or "What are your future plans?"
* "What are your hobbies?" and "Do you play any sports?"
* "What salary are you expecting?"
* "What have I forgotten to ask?"

Mind Boggling Riddles / Puzzles for IAS Interview | Part -2

IAS level One-Liner Questionnaire | Puzzles and Riddles | Part - 3

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PMJDY facility application forms, scheme details, features, news and benefits | Required Documents | Dwonload PDF

                       PMJDY stands out for Pardhan Mantri(Prime Minister) Jan-Dhan Yojna (Plan). This is National Scheme for upbringing the range of financial inclusion throughout in the india. Now you must be wondering about, what the hell financial inclusion is ? Believe me , I am also one of you :p. Being a enthusiastic #GyanSeeker I explored & luckily found that Financial Inclusion is a banking measure/term which is used to identify the reach/access of banking facilities to the people. Banking Facilities/Services includes namely Banking/ Savings & Deposit Accounts , Remittance , Credit, 

Insurance, Pension in a affordable manner.

 In India, the range of financial wasn’t so good. So, our respected Prime Minister Narendra Singh Modi come with this plan & initiated it in a mission mode to rein force the financial inclusion range. Scheme Details / Architecture Under this scheme, A consumer can open an account in any bank branch or Business Correspondent (Bank Mitr) outlet. The best thing about this account is, there is no condition like to deposit some minimum threshold balance say Rs. 500. You can open the account without any initial deposit i.e Zero Balance Account :). However, if the account-holder wishes to get cheque book, he/she will have to fulfill minimum balance criteria.

Documents required to open an account under Pradhan Mantri Jan-Dhan Yojana

1. If Aadhaar Card/Aadhaar Number is available then no other documents is required. If address has changed, then a self certification of current address is sufficient. 

2. If Aadhaar Card is not available, then any one of the following Officially Valid Documents (OVD) is required: 

•  Voter ID Card 
•  Driving License 
•  PAN Card 
•  Passport 
•  NREGA Card. 

If these documents also contain your address, it can serve both as Proof of Identity and Address.

3. If a person does not have any of the “officially valid documents” mentioned above, but it is categorized as ‘low risk' by the banks, then he/she can open a bank account by submitting any one of the following documents:

a. Identity Card with applicant's photograph issued by Central/State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks and Public Financial Institutions;

b. Letter issued by a gazette officer, with a duly attested photograph of the person.

Special Benefits under PMJDY Scheme 

a. Interest on deposit. 

b. Accidental insurance cover of Rs.1.00 lac 

c. No minimum balance required.

d. Life insurance cover of Rs.30,000/-

e. Easy Transfer of money across India

f. Beneficiaries of Government Schemes will get Direct Benefit Transfer in these accounts.

g. After satisfactory operation of the account for 6 months, an overdraft facility will be permitted

h. Access to Pension, insurance products.

i. Accidental Insurance Cover, RuPay Debit Card must be used at least once in 45 days.

j. Overdraft facility upto Rs.5000/- is available in only one account per household, preferably lady of the household.

Video Explaining Rupay Debit Card Usage & Over Draft Facility Under PMJDY

Video Explaining  Insurance & Pension Benefits of Accounts opened under PMJDY

Useful References :

Official Website of PMJDY : Click here for PMJDY Official Website

Updated Scheme Details  : Click Here for PMJDY Scheme Details

Application Form in Hindi for opening an account ( PDF ) : Click Here to Download PMJDY Application Form In Hindi

Application Form in English for opening an account ( PDF ) : Click Here to Download PMJDY Application Form in English

National Toll Free Numbers : 1800 11 0001 , 1800 180 1111

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