PMJDY facility application forms, scheme details, features, news and benefits | Required Documents | Dwonload PDF

                       PMJDY stands out for Pardhan Mantri(Prime Minister) Jan-Dhan Yojna (Plan). This is National Scheme for upbringing the range of financial inclusion throughout in the india. Now you must be wondering about, what the hell financial inclusion is ? Believe me , I am also one of you :p. Being a enthusiastic #GyanSeeker I explored & luckily found that Financial Inclusion is a banking measure/term which is used to identify the reach/access of banking facilities to the people. Banking Facilities/Services includes namely Banking/ Savings & Deposit Accounts , Remittance , Credit, 

Insurance, Pension in a affordable manner.

 In India, the range of financial wasn’t so good. So, our respected Prime Minister Narendra Singh Modi come with this plan & initiated it in a mission mode to rein force the financial inclusion range. Scheme Details / Architecture Under this scheme, A consumer can open an account in any bank branch or Business Correspondent (Bank Mitr) outlet. The best thing about this account is, there is no condition like to deposit some minimum threshold balance say Rs. 500. You can open the account without any initial deposit i.e Zero Balance Account :). However, if the account-holder wishes to get cheque book, he/she will have to fulfill minimum balance criteria.

Documents required to open an account under Pradhan Mantri Jan-Dhan Yojana

1. If Aadhaar Card/Aadhaar Number is available then no other documents is required. If address has changed, then a self certification of current address is sufficient. 

2. If Aadhaar Card is not available, then any one of the following Officially Valid Documents (OVD) is required: 

•  Voter ID Card 
•  Driving License 
•  PAN Card 
•  Passport 
•  NREGA Card. 

If these documents also contain your address, it can serve both as Proof of Identity and Address.

3. If a person does not have any of the “officially valid documents” mentioned above, but it is categorized as ‘low risk' by the banks, then he/she can open a bank account by submitting any one of the following documents:

a. Identity Card with applicant's photograph issued by Central/State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks and Public Financial Institutions;

b. Letter issued by a gazette officer, with a duly attested photograph of the person.

Special Benefits under PMJDY Scheme 

a. Interest on deposit. 

b. Accidental insurance cover of Rs.1.00 lac 

c. No minimum balance required.

d. Life insurance cover of Rs.30,000/-

e. Easy Transfer of money across India

f. Beneficiaries of Government Schemes will get Direct Benefit Transfer in these accounts.

g. After satisfactory operation of the account for 6 months, an overdraft facility will be permitted

h. Access to Pension, insurance products.

i. Accidental Insurance Cover, RuPay Debit Card must be used at least once in 45 days.

j. Overdraft facility upto Rs.5000/- is available in only one account per household, preferably lady of the household.

Video Explaining Rupay Debit Card Usage & Over Draft Facility Under PMJDY

Video Explaining  Insurance & Pension Benefits of Accounts opened under PMJDY

Useful References :

Official Website of PMJDY : Click here for PMJDY Official Website

Updated Scheme Details  : Click Here for PMJDY Scheme Details

Application Form in Hindi for opening an account ( PDF ) : Click Here to Download PMJDY Application Form In Hindi

Application Form in English for opening an account ( PDF ) : Click Here to Download PMJDY Application Form in English

National Toll Free Numbers : 1800 11 0001 , 1800 180 1111

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Documentary (Hindi) - 60 years of Indian Parliament

Here presenting a documentary about the 60 years time span of Indian parliament. This video is uploaded
 on youtube by Rajya Sabha Tv YouTube Channel. A sincere thanks to them for this great content :
  

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India's Little Champ Car | Tata Nano Making | Video Documentary in Hindi

In india almost every person has a dream to own a car. This wish was completely known to Tata Automobiles company & succeeded in completing the dream of million of middle class people of india with their historical launch of economy car i.e TATA NANO. The path to this dream was not at all easy to cover for the Tata Automobiles Engineers , however it was taken as a challenge and beaten it with almost appreciable results. Here is the Video Documentary of Making of Tata Nano in Hindi. This video is shared from YouTube Channel : sahanimail . A heartily thanks to this channel . Enjoy the video Friends and don't forget to give your valuable response.:)

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Palais Royale , Mumbai | Tallest Building of India | Video Documentary

Around a half an hour video documentary of the construction of a tallest building of inida Palais Royale situated in Mumbai , Maharashtra. It shows the working conditions of the real contributors of it i.e Labour Worker. How their continous productive efforts lead to india's tallest structure in mumbai's downtown. A must watch documentary. Enjoy Friends & don't forget to give feedback .

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Hindi Typing in PC | Using Your Windows CD and Online

How to type in Hindi in MS Word

For most of the people, typing in hindi was never really a simple task to do. There are various Softwares available online that allow customers to write in Hindi. It is easy to type in regional languages. Follow these simple steps:

-Insert the original CD of window XP.

-Click START button and then click CONTROL PANEL.

-Then click REGION and LANGUAGE.

-After this click LANGUAGE option.

-Click the first small box in LANGUAGE option.

-Ok

-Computer will start taking the Hindi files from window CD.

-After this computer want to restart. Restart it. Your computer will restart.

-Next time when computer restart, then click again start and then click control panel.

-After this you have to click again REGION and LANGUAGE button.

-Then click LANGUAGE option. After this go to detail and add Hindi. Now click OK and apply and again apply. You will see a new button on your task bar.

Download PDF Document for more Assistance : 

Just Click “SKIP AD” and, get your file ready.

Check video for this

Hindi Typing Online

Go to this ONLINE HINDI TYPING for all GoverNment documents online. It allows you to type in Devlay Font. The official language of the Central Government of Republic of India is Standard Hindi, while English is the secondary official language.

NOTE: Use this method for other languages also.

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